HDFC Credila is India’s first-ever dedicated education loan company. Over the years, HDFC Credila has invested time and resources to set up appropriate systems, processes and know-how related to the education industry and has numerous databases on the education sector. Get an HDFC Credila education loan that’s tailored to your requirements today!
HDFC Credila is India's first specialised education loan firm, specialising in fast, no-collateral loans for both local and international students. HDFC Credila Financial Services offers education loans to students interested in studying abroad at over 1000 universities in at least 35 countries.
HDFC Credila recognises that the work we undertake at UniCreds is in line with the company's vision and objectives. The collaboration between HDFC Credila and UniCreds is a fresh ray of light for students looking for low-cost HDFC Credila education loans to study abroad in the quickest and most convenient way possible.
Benefits of HDFC Credila Education Loan
No Margin Money
You would not have to fund any part of the entire cost of your study overseas since HDFC Credila education loans have no margin money. Credila education loans cover all of the costs of studying abroad, including tuition and living fees, as well as a caution deposit/building fund/refundable deposit.
Customization Options
Credila Education Loans are distinguished by the fact that they provide students with tailored loan options based on their selected course or country. These adjustments also allow for flexible repayment choices, allowing students to pay off their EMIs whenever and wherever they choose. You can get in touch with UniCreds to learn more about the customising options available. We will make every effort to fulfil all of your demands and inform you whether or not they will be approved by HDFC Credila.
Expedited Approval In Emergency Cases
In the event of an emergency, our express approval service can enable you to get your loan approved in as little as 1-2 working days. If you have a tight deadline and need to fulfil formalities like VISA or fee payment as soon as possible, contact us with your specific needs and we'll get your loan approved right away.
Assistance During Loan Disbursements
In some countries, loan disbursement must occur prior to the issuance of a visa. UniCreds will make certain that students receive their funds in a timely manner. We will obtain all essential clearances ahead of time so that you do not need to be concerned about your funds or visa.
Pre-Visa Loan Disbursement
In some countries, loan disbursement must occur prior to the issuance of a visa. UniCreds will make certain that students receive their funds in a timely manner. We will obtain all essential clearances ahead of time so that you do not need to be concerned about your funds or visa.
Flexibility For Co-Borrower
In comparison to other education loans, the HDFC Credila Education Loan offers personalised repayment alternatives for the co-borrower and places fewer limits on who the co-borrower might be. If your parent or a relative works overseas, for example, he or she might be a co-borrower/guarantor. He or she must have an NRI account and, most significantly, the collateral must be in India for him or her to be the co-borrower/guarantor. In both circumstances, you'll need an extra co-borrower.
Income Tax Benefits
If you take up an HDFC Credila Education Loan, you will be eligible for tax benefits under section 80-E of the Income Tax Act on the interest you pay for the loan.
Pre-admission Education Loan Sanction
The HDFC Credila Education Loan has a unique characteristic in that it can be sanctioned even before you receive your acceptance letter! Credila takes your GRE score into consideration in order to do so. If you apply for an HDFC Credila Education Loan with UniCreds, you can be certain that we will manage the whole procedure for you. You will be able to devote all of your attention to writing your college application and preparing for entrance interviews in this manner.
1. No Margin Money 2. Customization Options 3. Expedited Approval In Emergency Cases 4. Assistance During Loan Disbursements 5. Pre-Visa Loan Disbursement 6. Flexibility For Co-Borrower 7. Income Tax Benefits 8. Pre-admission Education Loan Sanction
Benefits Of Getting Your HDFC Credila Abroad Education Loan Through UniCreds
Higher Chance Of Approval
By applying for your education loan through UniCreds, you are increasing your chances of approval. Generally, banks dismiss applications if they find any missing documents, property issues, or any other problem. With UniCreds, we will immediately reach out to HDFC Credila officials and find the best solution.
Online Submission Of Documents
With UniCreds, you can submit all the required documents from home! There won’t be any need to visit the branch. Simply head over to our website and submit all the documents there. There won’t be a possibility of not submitting an essential document, as our system is designed to ensure all essential documents are submitted.
No Cost To You
All our education loan services are completely free of cost.
Quicker Sanctions
Our strategic partnerships ensure low turnaround time. Expect to have your education loan processed and sanctioned within 3-4 working days.
